How to Remove an Eviction From Your Credit Report and Rental History
The eviction itself usually isn't listed on your main credit report. It hurts you through unpaid rent sent to collections and through tenant screening reports landlords pull.
Find where the eviction appears
Request your files from tenant screening companies as well as the three credit bureaus. You're entitled to see what these companies report about you under the Fair Credit Reporting Act.
Dispute inaccurate records
Dismissed cases, cases filed under the wrong person, and outdated records can be disputed with the screening company and the bureau.
Work the court record
If you settled with the landlord, ask for a written agreement to dismiss or vacate the judgment. A vacated judgment gives you strong grounds to have screening reports updated.
Handle the rent collection
Treat any unpaid rent sent to collections like other collection accounts: validate, dispute errors, and negotiate deletion in writing.
Common questions
How long does an eviction stay on my record?
Related collections can be reported for up to seven years. Court records can be public longer, which is why vacating or sealing matters.
Want it done right the first time?
Follow the steps yourself with a DIY ebook, or book a consultation and get a plan built around your reports.
General education, not legal advice. Results differ for every person.